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Real Estate Tips
Financing Your Home >Financial Help

Escalating home prices often cause many first-time buyers to seek help from their families for the down payment on a new home. If your parents are providing financial assistance for the purchase of a home, it is important that you have very clear agreements with them about the conditions under which their help will be provided.

Sit down with your parents to discuss the details of the arrangement. Is the money they are providing a gift or a loan? If it is a gift, be sure to check with your tax expert to minimize the tax implications. If your parents are loaning the money for the down payment, how will it be paid back? Will there be joint ownership with an equity-sharing agreement? Will your parents be named on the ownership papers with you? Are special documents needed?

Whatever form it takes, parents who help their children buy a home give them an incredible gift!

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Real Estate Trivia
Q 
What famous American building was originally built in 1792, burned and rebuilt 1814-1818 and restored in 1952?

A 
The White House in Washington, D.C., modeled after an Irish palace, is a sumptuous example of post-colonial architecture.
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Team Sherrer, REALTOR®, real estate agents and broker for Bend, Sunriver and Central Oregon, Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)

Team Sherrer
Coldwell Banker First Resort Realty

PO Box 4306
Sunriver, OR. 97707
Phone: 541-593-7023
Fax: 541-593-7622
Email: beverlysherrer@NUMBER1EXPERT.com


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