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  • Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Team Sherrer, a proven Bend, Sunriver and Central Oregon, Oregon NUMBER1EXPERT™ Top Selling real estate agents.

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School Reports in Bend, Sunriver and Central Oregon, Oregon
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Real Estate Tips
Financing Your Home >Owner Financing

If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.

Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.

Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.

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Real Estate Trivia
Q 
Where is the world's largest wine cellar, and how big is it?

A 
A company in the center of the wine-growing district of South Africa has a cellar that covers an area of 54 acres and has a capacity of 27 million gallons.
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Team Sherrer, REALTOR®, real estate agents and broker for Bend, Sunriver and Central Oregon, Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)

Team Sherrer
Coldwell Banker First Resort Realty

PO Box 4306
Sunriver, OR. 97707
Phone: 541-593-7023
Fax: 541-593-7622
Email: beverlysherrer@NUMBER1EXPERT.com


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